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Why current balance is a weak UX primitive for everyday banking

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If an app shows only how much money is there right now but ignores the obligations already moving towards that balance, it gives the user a distorted picture of reality One of the most underestimated mistakes in digital banking is the assumption that the current balance already gives the user a meaningful picture of their financial state. In practice, it is far too weak a signal for decision-making. The problem is that a balance shows only the current state of the money, but says almost nothing about what is already moving towards that money next. Rent, subscriptions, recurring charges, transf

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Why current balance is a weak UX primitive for everyday banking · ShortSingh