Why US banks are blocking AI agents from accessing customer accounts
Several major US banks have begun restricting third-party AI agents from logging into or pulling data from customer accounts. The move reflects growing concern over security risks, data privacy, and unclear liability if an automated agent makes an unauthorized transaction. Banks argue that existing data-sharing arrangements were not designed for autonomous software acting on a user's behalf. Industry observers expect the policy debate to intensify as AI assistants become more capable of handling financial tasks.
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