Why Early Retirement Remains Out of Reach for Most Indians
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Early retirement is a financial goal that proves extremely difficult for the vast majority of Indians to achieve. Choosing to retire 15 years ahead of schedule does not simply reduce income for that period — it simultaneously adds 15 more years of living expenses to fund. Combined with increasing lifespans, this creates a compounding financial burden that most people are unprepared for. The dual pressure of lost earnings and extended expenditure makes early retirement a mathematical challenge for over 90% of India's population.
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