Why a Developer Chose to Keep AI Away From Core Payment Logic
A developer building a procure-to-pay product shared insights on deliberately limiting AI's role in financial workflows. While AI agents are commonly used end-to-end in demos, the developer argued this approach breaks down when real money and auditability are involved. In the product built, deterministic code handles invoice matching, approval decisions, and reconciliation, ensuring every outcome is traceable and repeatable. AI is used only for genuinely ambiguous tasks such as reading unstructured vendor PDFs, mapping org charts to approval workflows, and investigating flagged exceptions. In each case, the model produces a proposal or structured output, while a human or rule-based system retains final decision-making authority.
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