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UK Insurers Detected 51,700 Fraudulent Motor Claims Worth £576m in 2024

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The Association of British Insurers reported that UK insurers caught 51,700 fraudulent motor claims worth £576m in 2024. Motor claims made up 53% of all detected fraudulent general insurance claims by number. Detected fraud across general insurance totalled £1.16bn over 98,400 claims, with exaggerated loss the most common type at £466m. These figures cover only frauds insurers identified, so the undetected share remains unknown. The article focuses on how the structure and history of claim documents such as repair estimates and police reports can signal whether a file was altered after issue.

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