SlothFinance: Open-Source AI Tool Flags Forgotten Subscriptions and Price Hikes
A developer has released SlothFinance, an open-source web app that analyzes bank transaction CSVs to surface unwanted charges. It uses Prior Labs' TabPFN-3.5 model for zero-shot detection of recurring payments, forgotten subscriptions, and silent price increases. A Google Gemma 2 agent then produces a financial audit with a scorecard and a humorous critique of the user's spending. The tool also drafts cancellation and refund letters that reference FTC Click-to-Cancel rules and California auto-renewal law, and projects three-year cash losses from unaddressed charges. The project was submitted to a Hacktoberfest open-source AI challenge and is available on GitHub Pages and Vercel.
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