Shopify's Missing India Feature Costs Merchants Up to 4% Per Transaction

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Indian merchants using Shopify cannot access Shopify Payments, the platform's in-house processor, forcing them to rely on third-party gateways like Razorpay or PayU. This triggers an additional Shopify transaction fee of up to 2% on top of the gateway's own charges, potentially doubling the payment processing cost compared to merchants in supported countries. A detailed cost comparison shows Shopify is cheaper than WooCommerce for Indian stores earning below roughly ₹13.4 lakh annually, after which WooCommerce's flat hosting and maintenance costs become more economical. Upgrading to Shopify's Grow plan to reduce the transaction fee only makes financial sense once annual sales exceed ₹58 lakh. Merchants are advised to verify current plan and gateway rates before making platform decisions, as figures can change.

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