SEC Commissioner Peirce flags DeFi vaults and onchain lending as potential securities

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SEC Commissioner Hester Peirce has cautioned that certain decentralized finance products may be subject to existing securities laws. Specifically, she highlighted onchain vaults and lending strategies as areas of concern. Peirce noted that depending on their structure, these products could resemble regulated investment funds or investment advisers. The warning signals that DeFi participants may face regulatory scrutiny even without formal rulemaking.

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