Risklytics Launches AI-Era Insurance Brokerage for Robots, Drones, and Satellites

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Harvard students Sam and Alex founded Risklytics, a YC S26-backed insurance brokerage specializing in coverage for frontier tech companies building robots, drones, autonomous systems, and satellites. The startup addresses a widespread industry problem where such companies are routinely denied coverage or unknowingly receive policies with clauses that void protection for any AI-involved process. In January, industry body ISO published standardized clauses that nullify coverage for losses arising from AI use, and individual insurers are quietly adopting them without public disclosure. Risklytics has built a six-step application platform that matches frontier tech firms with insurers willing to cover their specific machines, flags AI exclusion clauses, and explains denial reasons transparently. The brokerage earns a 10–20% commission from insurers on successful placements and charges clients no additional fees.

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