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IndiaTimes of India ·

Joint Home Loans: When They Help and When They Don't

A joint home loan involves two earning members of a household applying together for a single loan. Combining incomes can increase the overall loan eligibility, allowing borrowers to qualify for a higher loan amount. It also helps distribute the repayment burden more efficiently between the co-applicants. Most banks and housing finance companies (HFCs) recommend adding an earning family member as a co-applicant to strengthen a loan application. However, the arrangement may not suit every situation, making it important to weigh the benefits against potential drawbacks before proceeding.

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IndiaTimes of India ·

NATO Navies Sharpen Anti-Submarine Warfare Skills Amid Evolving Underwater Threats

NATO navies are intensifying efforts to detect and neutralize enemy submarines through coordinated exercises such as Northern Viking 26. These drills reflect the growing importance of anti-submarine warfare (ASW) in modern naval strategy. Advanced acoustic technologies play a central role in locating submerged vessels, requiring persistent collaboration across multiple assets. Notably, India remains the only country to have sunk a submerged submarine since World War Two. As both submarine and counter-submarine technologies continue to evolve, successfully targeting underwater vessels is becoming increasingly difficult.

'Questions don't stop with batons': Rahul attacks Bihar govt over BPSC protests · ShortSingh