Parsing bank-statement PDFs in the browser: text layer, tables, and a balance check

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Generic "PDF to Excel" converters are great until you feed them a bank statement. Columns drift, page headers repeat mid-table, wrapped descriptions become extra rows, and the closing balance no longer matches the opening balance plus the sum of amounts. That is not a minor formatting bug — it is a wrong ledger. I spent a while on this while building a free, browser-only converter for text-layer statements. Here is the practical checklist I wish I had on day one.

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