OpenID Foundation Moves to Standardize US Mobile Driver's Licenses for KYC Use
The OpenID Foundation published two technical papers on November 7, 2025, addressing the lack of a unified trust framework for mobile driver's licenses (mDLs) across US states. Because each state issues mDLs differently, financial institutions currently have no standardized method to evaluate or compare them during identity verification. The papers propose machine-readable metadata standards that would allow banks and other relying parties to assess an mDL's provenance, assurance level, and validity programmatically. Experts warn that fragmented implementations create exploitable gaps for synthetic identities and AI-enabled fraud during account onboarding. The initiative mirrors a broader global shift toward treating identity documents as verifiable credentials, a model already advancing in the EU through eIDAS 2.0.
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