New free tool combines multiple buy-now-pay-later plans into one view

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A developer has built BNPL Stack Untangler, a free web tool that lets users combine their buy-now-pay-later plans into a single overview. Users enter each plan's provider, item, installment amount, remaining payments and due dates. The tool displays total amounts owed across all plans, upcoming payments by week and month, and a shared calendar of installments. It also highlights weeks when several payments fall due together and shows which plans carry late-fee risk. The creator designed it to work with any provider rather than connecting to individual company APIs, and it requires no account to use.

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