Monsoon Car Damage: What Your Insurance Covers and What It Doesn't

With the monsoon season bringing risks of waterlogging and flooding, car owners need to understand the limits of their vehicle insurance coverage. Comprehensive car insurance generally covers water-related damage, but specific conditions and exclusions can affect claim eligibility. Experts advise that owners should not attempt to restart a flooded engine, as doing so can cause further mechanical damage and void the claim. Instead, policyholders should immediately contact their insurer and document all damage thoroughly through photographs or videos. Acting promptly and correctly after an incident is key to ensuring a successful insurance claim.