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Man Chased Over Unrequested Rs 30K Loan Gets Credit Record Fix and Rs 35K Relief

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A consumer commission has ruled in favor of a man who was pursued for repayment of a loan he never applied for. CapFloat Financial Services and Karur Vysya Bank were the institutions involved in the disputed lending. Even though he had made no application, he was subjected to repeated repayment demands. Following legal proceedings and police involvement, the commission directed the lenders to correct his credit history. He was also awarded compensation covering mental distress and legal expenses, totaling around Rs 35,000.

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