Kisumu shops begin accepting bitcoin via QR codes that settle in M-Pesa
Two small shops in Kisumu started accepting bitcoin on 8 November 2026, letting customers pay by scanning a QR code with any Lightning wallet. The payments are converted so that shillings reach the merchant's M-Pesa account, meaning shopkeepers need no wallet, exchange account, or bitcoin knowledge. A local advocate is personally visiting shops to explain the system and printing a QR code for each merchant, at a cost of about $1 per code that he says he covers himself. He aims to add roughly one new merchant a week and is seeking sponsors and collaborators, while also preparing a Btrust application. The effort is intended to shift local perceptions of bitcoin, which many residents see as a scam or gamble.
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