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India's Insurance Penetration Stands at 3.7% of GDP in FY2024-25

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India's insurance sector remains underdeveloped, with penetration at approximately 3.7 per cent of GDP in the financial year 2024-25. Insurance density, which measures premium per capita, stood at around $97 during the same period. These figures highlight that a large portion of the Indian population is still without adequate insurance coverage. Experts suggest that buyers should carefully evaluate key factors before purchasing health, life, or term insurance policies. Making informed checks before buying a policy can help individuals avoid gaps in coverage and financial risk.

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India's Insurance Penetration Stands at 3.7% of GDP in FY2024-25 · ShortSingh