India Plans Framework to Let AI Agents Make UPI Payments Autonomously

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India is developing a regulatory framework that would allow artificial intelligence agents to execute UPI payments without requiring human approval for each transaction. The proposed system, called the Unified Agent Protocol, would establish a standardized authorization mechanism for AI-driven payments. Initial use cases are expected to focus on low-value, recurring purchases such as groceries. The initiative aims to streamline everyday transactions by enabling AI agents to act on behalf of users. If implemented, the framework could position India as a global pioneer in autonomous, agent-based payment infrastructure.

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