HisabMate: Local-First AI Ledger for Indian Microbusiness Credit Records

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HisabMate is an open-source, local-first digital version of the traditional bahi-khata credit ledger used by small Indian shopkeepers and tradespeople. It keeps customer data on the owner's own machine, using exact integer-paise arithmetic and SQLite storage rather than cloud accounts or subscriptions. A local language model via Ollama assists with transaction entry, but the application code alone validates and calculates balances. The developer says the project is not publicly deployed and has no paying users yet, so the target market remains a hypothesis. The project was submitted to a Hacktoberfest open-source AI challenge.

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