GoCardless Blocks New Bank Account Data Signups, Developers Seek Alternatives

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GoCardless has disabled new signups for its Bank Account Data service, formerly the free Nordigen API it acquired in 2023, leaving developers unable to start new integrations. Existing users retain access for now, but those building new projects must find replacement open banking providers. The move reflects a wider industry trend, with Plaid and Tink also having scaled back or eliminated free tiers in recent years. A key challenge for developers switching providers is the eIDAS certificate requirement, which can cost between €2,000 and €10,000 annually and adds significant compliance overhead. Certificate-free alternatives are available that handle regulatory compliance through partner infrastructure, offering a lower-barrier migration path for indie developers and small teams.

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Beginner SEO Diary: How to Build a Keyword List Using Only Free Tools

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How One Developer Built a Home Server from an Old Laptop for Free

A developer set up a home server using an old, unused laptop to explore low-cost ways for students to host software projects without paying for cloud services. Inspired by a conversation with a friend, he installed Ubuntu Server LTS on the laptop after wiping Windows and creating a bootable USB drive. The setup required no graphical interface, relying entirely on terminal commands for configuration and package installation. With the server running, he decided to self-host his personal website and experiment with a media server. The project took an unexpected turn when he discovered Docker and containers, opening up a broader range of possibilities.

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ProgrammingDEV Community ·

How to Fix Common Code Splitting Mistakes and Boost Web App Performance

Code splitting is a widely used technique that breaks large JavaScript bundles into smaller, on-demand chunks to improve initial load times, but improper implementation can slow applications down rather than speed them up. Common pitfalls include over-splitting, which generates too many small chunks and increases network request overhead, and under-splitting, where chunks remain too large to deliver real performance gains. Developers also face issues with incorrect splitting points that create waterfall loading delays, as well as shared module duplication that inflates total download size across multiple chunks. Large third-party libraries can further undermine splitting efforts by bloating otherwise targeted chunks. Identifying these problems requires careful analysis of bundle structure and performance metrics before applying targeted fixes.

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ProgrammingDEV Community ·

How CQRS Pattern Fixed a Construction App's Weekly Crash Under Peak Load

A field workforce reporting platform repeatedly crashed every Friday at 4:30 PM when thousands of construction workers simultaneously submitted weekly logs, overwhelming the database with concurrent read and write requests. Engineers redesigned the system using Command Query Responsibility Segregation (CQRS), routing write requests through Azure Service Bus so background workers could process submissions at a steady pace rather than all at once. The change eliminated end-of-week downtime by spreading a five-minute traffic spike across a manageable fifteen-minute processing window. However, the shift to asynchronous processing introduced eventual consistency, causing project managers to see outdated dashboards and prompting frustrated workers to resubmit forms multiple times, generating duplicate records. The team addressed this by adding unique submission IDs to prevent duplicates and displaying a processing status indicator in the UI so users understood their data was being handled.

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