Equipment Capital Index releases open dataset of 449 real financing quotes with full math

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Equipment Capital Index has published a free, open-source dataset of 449 individually priced commercial equipment financing quotes, covering categories including construction, agriculture, trucking, power, and material handling. The dataset, licensed under CC BY 4.0, includes each machine's sourced price, actual APR, and full amortization schedule, with a site-wide average of 8.17% APR and an estimated monthly payment of $2,954. The release aims to address a lack of transparency in commercial equipment financing, where monthly payment figures are typically shown without supporting calculations. The data is accessible via a live JSON API, a self-updating GitHub repository, and a permanently archived version on Zenodo with a citable DOI. Developers and researchers building fleet budgeting tools or cost comparison products are invited to use or contribute to the dataset directly.

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