SShortSingh.
Back to feed

Developer builds open-source TypeScript library to model SCHD dividend growth

0
·2 views

A software developer has released an open-source TypeScript library called dividend-math, designed to simulate dividend reinvestment growth over time. The library centers on a pure function called dripCalculator, which models year-by-year share accumulation, price appreciation, and dividend growth. It was built to illustrate how ETFs like SCHD, which have historically grown dividends at roughly 10–12% annually, can outperform higher but stagnant yields over long holding periods. The tool powers several calculators on dividendpayoutcalculator.com, including a dedicated SCHD calculator that accounts for quarterly dividend payments. The library is available on npm under an MIT license, with source code hosted on GitHub.

Read the full story at DEV Community

This is an AI-generated summary. ShortSingh links to the original source for the complete article.

Discussion (0)

Log in to join the discussion and vote.

Log in

Related stories

0
ProgrammingDEV Community ·

Open-Source Proxy Routes Claude Code Requests to GPT When Rate Limits Hit

A developer has released an open-source tool called claude-gpt that acts as a local proxy to redirect Claude Code requests to OpenAI's GPT models when Anthropic's usage limits are reached. The lightweight solution uses the ANTHROPIC_BASE_URL setting to intercept and translate Anthropic API calls into OpenAI-compatible formats, supporting tools, system prompts, and streaming. Users can switch between models on the fly using a /model command without restarting their workspace. The tool requires Node.js v18 or higher and is available on GitHub. Notably, its default mode taps into OpenAI's internal Codex backend, which the developer warns may risk account violations, though an official API-compliant option is also available.

0
ProgrammingDEV Community ·

Why AI Agents Need Cryptographic Audit Trails, Not Just Logs

As AI agents move into production environments, standard logging tools prove insufficient for genuine auditability because traditional logs are mutable and can be silently altered by anyone with database access. True auditing requires capturing a full decision trail — including inputs, reasoning steps, tool calls, and outputs — tied to a specific execution session. A tamper-evident audit trail is built by cryptographically chaining each event using SHA-256 hashes linked to prior entries, so any alteration breaks the chain and is immediately detectable. Regulations such as the EU AI Act are elevating this from an engineering best practice to a legal traceability requirement with enforceable deadlines. Beyond compliance, a properly structured audit trail also enables teams to replay any failed agent run locally without incurring additional LLM inference costs.

0
ProgrammingDEV Community ·

Why Your RAG System's Default 512-Token Chunking Is Quietly Killing Retrieval Quality

Most retrieval-augmented generation (RAG) systems are configured on day one with a default fixed-size chunking setting — typically 512 tokens with 50-token overlap — and rarely revisited thereafter. This default approach creates predictable failure modes, including mid-sentence boundary cuts, section headers separated from their content, and tables split across fragments that lose critical context. According to a technical analysis published on DEV Community, chunking determines embedding fidelity, retrieval granularity, and generation context simultaneously, and poor chunking sets a hard ceiling on overall system quality that prompt tuning cannot overcome. The article outlines four production-grade strategies — structure-aware chunking, contextual enrichment, multi-granularity indexing, and document-type routing — as higher-impact alternatives to the fixed-size default. Improving chunking is argued to deliver greater retrieval quality gains than additional prompt engineering, often at lower operational cost.

0
ProgrammingDEV Community ·

Key AWS Services Every Beginner Should Know: IAM, EC2 and More

AWS offers over 200 cloud services, but most users regularly rely on only a small subset of them. Identity and Access Management (IAM) allows account owners to control which users, groups, and roles can access specific AWS resources, making it essential even for solo projects. EC2 provides virtual servers in the cloud that can be configured with custom operating systems, storage, and networking to suit a wide range of workloads. Security Groups act as virtual firewalls for EC2 instances, defining which ports and types of traffic are permitted. Understanding AWS regions is also critical, as resources created in one region are not visible in another, and forgotten running services will still incur charges.