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Developer Builds Multilingual Voice AI to Help Indians Navigate Banking and Government Schemes

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A developer built Roshni AI, a real-time multilingual financial voice assistant designed to help Indians — particularly in tier-2 and tier-3 cities — understand banking products and government schemes such as PM Mudra loans and Sukanya Samriddhi Yojana. The project was created during a 10-day AI Voice Agents Challenge using tools including Murf Falcon, Deepgram Nova-3, Google Gemini, and LiveKit Agents. Roshni supports English, Hindi in Devanagari script, and Hinglish, with conversational latency kept under one second to enable natural voice interactions. The system features two specialized agents — Roshni for general banking queries and Vikram for government scheme guidance — with real-time handoff between them. Caller data, language preferences, and query history are stored locally via SQLite to enable personalized, context-aware responses on return visits.

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