Delhi HC: Families of borrowers killed in crashes can't claim owner's accident insurance

The Delhi High Court has ruled that families of individuals who die in accidents while driving a borrowed vehicle cannot claim compensation from the car owner's personal accident insurance policy. The court clarified that such claims fall outside the jurisdiction of the Motor Accident Claims Tribunal (MACT). Under Section 166 of the Motor Vehicles Act, claims requiring proof of negligence are considered contractual in nature. Affected families seeking compensation must instead approach consumer forums or civil courts.