Court rejects Dallas couple's $58,150 State Farm claim over 2021 freeze damage

A federal appeals court has ruled against Dallas homeowners who sought more than $58,000 from State Farm for water damage caused by a 2021 freeze. The court found that the couple filed their lawsuit outside the time limit set by their insurance policy. State Farm had already paid $4,261 for the floor damage. The insurer denied the remaining claim, in part because the homeowners declined additional living expenses during repairs.