ChatGPT Wallet Launches With Per-Purchase Approval for Agent Checkouts

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OpenAI released ChatGPT Wallet on November 13, 2026, letting an agent inside dots complete checkouts after the user approves each transaction with Face ID or fingerprint. Payments use network-issued tokens from American Express, Mastercard, or Visa, so neither the agent nor the merchant sees the actual card number. Early access is limited to US residents aged 18 and over with eligible US-issued cards and a ChatGPT Pro subscription, and pre-approved purchases under spending limits are planned for later. The accompanying developer guidance urges merchants to publish accurate prices, availability, and terms in crawlable form and to accept signed agent requests rather than block them. The article also notes that United has barred AI agents from booking or servicing its tickets without asking first.

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ProgrammingDEV Community ·

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