Buying on No-Cost EMI This Festive Season? Check the Hidden Costs

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Many festive shoppers are turning to easy installment plans to spread out payments. A no-cost EMI typically works by having the lender's interest offset by a discount that the merchant or manufacturer provides. Because of this arrangement, the final price may differ from the advertised figure, so buyers should compare the total amount payable. The article examines how much extra a shopper might end up paying under these schemes. It is intended to help consumers make more informed decisions before committing to installment purchases.

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