Banks Closed on Fifth Saturdays? What the Schedule Actually Says

Many readers are asking whether banks remain closed on the fifth Saturday of the month. Under the prevailing banking holiday arrangement, banks in India observe closures on the second and fourth Saturdays, while the other Saturdays are working days. Fifth Saturdays, which occur only in months with five Saturdays, are therefore generally treated as regular working days for banks. Customers are advised to check their local branch or official bank notices, since holiday rules can vary by state and by specific bank.